*SEPA Direct Debit
The cheapest way to get paid in euros.
For recurring revenue, high-ticket invoices and B2B flows, cards are the wrong tool. Lexpay's SEPA Direct Debit lets you pull funds directly from any euro bank account, with full mandate management.
Cents per transaction
SEPA fees are a fraction of card cost — ideal for high-ticket and recurring euro flows.
Recurring built-in
Subscriptions, instalments and dunning logic managed through a single mandate.
36 SEPA countries
Collect in euro from any IBAN in the SEPA zone with the same flow.
Mandate management
Digital signature, storage and lifecycle handled for you — fully PSD2 compliant.
Predictable settlement
Funds settle on a fixed schedule — perfect for finance teams that need to forecast.
Core & B2B schemes
Support for both SEPA Core (consumers) and SEPA B2B (corporates) on one API.