*Risk & Chargebacks
Protect revenue. Stay inside scheme limits.
Risk is not a feature you bolt on at the end. Lexpay ships a full fraud and chargeback stack with every merchant account, plus a team that actively monitors your ratios.
Real-time fraud scoring
Machine-learning models score every transaction in under 50 ms using 200+ signals.
Device & behavioral signals
Device fingerprinting, velocity and behavioral biometrics catch fraud before authorization.
Pre-chargeback alerts
Ethoca and Verifi alerts let you refund disputes before they hit your chargeback ratio.
Representment & evidence
Automated dispute responses with compelling evidence — typical win rate above 40%.
Chargeback analytics
Root-cause analysis by reason code, MCC and issuer so you can fix the source, not just the symptom.
VAMP/VDMP monitoring
Live thresholds against Visa and Mastercard programs so you never wake up to a surprise fine.