Crypto payout.
Card / Klarna payment.
Lexpay is a premium card issuer headquartered in Dubai. Card and Klarna payments globally — settled instantly in crypto. Built for privacy-first businesses and merchants others decline.
Trusted globally
Powering payments across the world.
From Dubai to New York, Singapore to London — Lexpay processes millions of transactions every day for businesses and individuals who demand more from their payments.

Why Lexpay
Crypto payout. Card / Klarna payment.
Every detail of the Lexpay programme is engineered for merchants who need reliability, privacy, and instant access to capital — anywhere in the world.
Global Card Acceptance
Accept Visa, Mastercard and Amex in 210+ countries. Multi-currency processing with real-time authorisation.
Crypto Settlement
Settle directly to your wallet in BTC, ETH, USDT and USDC. T+0, 24/7, no bank intermediaries.
High-Risk Ready
We onboard privacy-first, high-risk and regulated merchants that traditional processors decline.
Privacy by Design
Discreet statements, tokenised payments, and full control over data sharing. Your business stays yours.
Bank-Grade Security
PCI-DSS Level 1, tokenized payments, biometric approval, and 24/7 fraud monitoring from Dubai.
Multi-Currency Wallet
Hold AED, USD, EUR, GBP and CHF natively. Convert at interbank rates or withdraw in crypto.
LexPayments Crypto Gateway
Receive crypto. Stay invisible.
The coins you get are 100% private and not readable for customers and government requests. Settle directly into self-custody wallets with zero third-party exposure.Read our privacy rules.

Checkout
A checkout experience your customers actually enjoy.
Lexpay Checkout converts more sales with a frictionless, branded payment flow that works on every device, in every currency, with local payment methods built in.
- One-tap checkout in 150+ countries
- Smart 3D Secure routing
- Tokenized card-on-file vault
- Real-time fraud scoring
- Instant webhooks & receipts
- PCI-DSS Level 1 infrastructure

Merchant Suite
A trading floor for your business.
Real-time authorisations, instant crypto settlement and PCI-DSS Level 1 infrastructure — engineered in Dubai for high-risk and privacy-first merchants worldwide.
*Pricing
One plan for every business.
Choose the plan that fits your business. Transparent fees, instant crypto payouts, no hidden costs.
Free
Business users only. E-Commerce, SaaS, High-Risk E-Commerce, NSFW, Offshore Server Hosting, Privacy VPNs, and more.
- 25% transaction fee
- Accept cards & Klarna globally
- Crypto payout (BTC, ETH, USDT, USDC)
- Payouts every second week — Tuesday
- Basic dashboard & reporting
- Email support
Business
Lower fees, more industries, dedicated support. Includes gambling merchants.
- 17.5% transaction fee
- Everything in Free
- Gambling merchants accepted
- Dedicated Account Manager
- 24/7 help & support
- Weekly payouts — every Tuesday
Highclass
Premium membership for high-volume merchants. More payout options and priority support.
- 14.5% transaction fee
- Everything in Business
- Priority merchants accepted
- More payout options & frequencies
- Priority routing & settlement
- Advanced API access
Enterprise
Premium support for businesses with high cashflow. Tailored to your exact needs.
- Custom transaction fee
- Everything in Highclass
- Premium support & SLAs
- Dedicated infrastructure
- White-label options
- High cashflow optimisation
*Developers
Build your own payment platform.
A modern API, real-time webhooks, and plugins for every major commerce stack.
POST /v1/payouts Authorization: Bearer lx_live_… { "amount": 10000, "currency": "aed", "destination": "acct_8f2…" }
Comprehensive API reference
Clear endpoints, code samples in multiple languages, and ready-to-run examples to ship in minutes.
Real-time webhooks
Subscribe to every transaction event — captured, refunded, voided, disputed — and react instantly.
Third-party integrations
Drop-in plugins for Shopify, WooCommerce and Magento. Or build your own with the open SDK.
Contact
Speak with our concierge.
Whether you're applying for membership or already a cardholder, our team in Dubai is available around the clock.
- Level 42, ICD Brookfield Place, DIFC, Dubai, UAE
- concierge@lexpay.ae
- +971 4 000 0000
- Abuse: abuse@lexpayments.net
- Fraud: fraud@lexpayments.net
FAQ
Frequently asked.
Everything you need to know about the Lexpay programme. Still curious? Our concierge team is one message away.